Why we created
Money First Aid
“Investing in financial wellbeing means a healthier, more engaged workforce.”
20.3 million people across the UK are living in financially vulnerable circumstances, including millions who are in work.
One in ten people have no cash savings at all, and a further 21% have less than £1,000 to fall back on in an emergency.
Financial stress is now one of the biggest workplace issues. 86% of employees say they're stressed about money, and two out of three say it affects them at work. One in three have taken time off because of it.
We don't always know which members of staff are struggling – or how. Money worries can affect employees at all levels of an organisation, regardless of their income, life stage or background.
Financially stressed employees are twice as likely to be job hunting, a third struggle to focus, and 12% take sick days due to money worries.
Financial wellbeing directly affects productivity, retention, and mental health, yet 76% of employees don’t tell their employer about money worries.
We created Money First Aid to equip teams with the skills and confidence to spot the signs, start supportive conversations, and signpost colleagues to the right help – using the power of peer-to-peer support so colleagues can support each other.
Our values
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Real support for real people
We know money worries can affect anyone. That’s why we lead with empathy and focus on peer support — helping people have open, judgement-free conversations and be there for each other when it matters.
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Professional & practical
Our approach is down-to-earth and jargon-free. We share tools people can actually use. Created by finance professionals, our training follows best practice and supports everyday workplace conversations.
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Accessible for all learners
Everyone should feel comfortable talking about money. Our training is inclusive and approachable, with content that supports all levels of financial confidence and experience. We consider all learning needs.
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With integrity and impartiality
We don’t sell products or push agendas. Our courses are independent and focused on what’s best for the individual, guiding people to trusted tools and services that are relevant to their situation.
The Team
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Rachel Harte
CO-FOUNDER
Rachel has 18 years of experience in the financial services industry. She is a Chartered Financial Planner and has advised high net worth clients on all areas of financial planning before joining a UK fintech start-up in 2020 to co-develop the first digital financial coaching experience for the workplace. This included developing independently accredited training programmes and championing the emerging financial coach profession. She is an Education Champion for the Personal Finance Society running free financial education workshops in schools.
She also has an EMCC coaching accreditation, is a Mental Health First Aider and a young person's life coach at Leeds University.
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Stacey Lowman
CO-FOUNDER
Stacey has 16 years of experience in the investment industry, working for global corporates, fintechs and startups, in Europe, Asia and Silicon Valley. She has been an accredited financial coach since 2016. Stacey set up her own Financial Coaching business in 2018, with a focus on financial wellbeing and values-led money management for positive impact. Stacey joined a UK start-up in 2021 to co-develop the first digital financial wellbeing experience for the workplace. She has various financial and investment qualifications and two years of psychotherapy studies. She was also a Career Coach and Learning Designer for Escape The City, supporting people transitioning into purpose-driven work. Stacey is an experienced speaker around all things financial wellbeing.
Our Courses
Price per learner
Ideal for HR professionals, payroll teams, Wellbeing Champions, Mental Health First Aiders, members of Employee Resource Groups, managers and leaders.
Individuals who complete this course become a Money First Aider®. It equips participants with the knowledge, skills and confidence to support colleagues facing financial difficulties, helping to create a supportive work environment. The training is suitable for any UK workplace, with no prior knowledge required.
What you’ll learn:
Understand the role of a Money First Aider®, including boundaries, confidentiality, and the Money First Aider® conversation structure.
Recognise signs of financial difficulty and understand common financial challenges people face
Feel confident offering non-judgemental support and signposting colleagues to appropriate help.
Duration: 2-3 hours
Learning format: Online, self-paced e-learning
UK only | CPD certified
If you’d like to purchase more than 10 licences for your team, discounted pricing is available. Please contact us for details.
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Any employee can become a Money First Aider®. The course particularly appeals to HR professionals, payroll teams, Wellbeing Champions, Mental Health First Aiders, members of Employee Resource Groups, managers and leaders who want to support colleagues through financial challenges and signpost them to the right support.
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Recognise signs of financial difficulty and understand common financial challenges
Use the Money First Aider® conversation structure with confidence
Identify trusted sources of expert help and signpost appropriately
How to have compassionate, confidential, supportive conversations to destigmatise money stress
Price per learner
Ideal for HR professionals, payroll teams, Wellbeing Champions, Mental Health First Aiders, members of Employee Resource Groups, managers and leaders.
This course is designed to raise awareness of the financial challenges colleagues may be facing and how these difficulties can affect their wellbeing, emotions, and behaviour. It helps build empathy and understanding in the workplace. Ideal for employees who want to better understand the financial challenges their teams may be facing. Suitable for any workplace and industry, with no prior knowledge required, this training helps create a more supportive, high-performing work environment.
What you’ll learn:
Understand what financial wellbeing is and what influences financial wellbeing
Build awareness of common financial challenges people face
Recognise the impact of money stress on overall wellbeing
Gain the tools for supportive, empathetic ways to talk about money
Duration: 1 hour
Learning format: Online, self-paced e-learning
Globally relevant | CPD certified
If you’d like to purchase more than 10 licences for your team, discounted pricing is available. Please contact us for details.
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For managers and team leaders who want to better understand the financial challenges their teams may be facing.
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Understand what financial wellbeing is and what influences financial wellbeing
Build awareness of common financial challenges people face
Recognise the impact of money stress on overall wellbeing
Gain the tools for supportive, empathetic ways to talk about money
Price per learner
Ideal for any employees to understand their own financial wellbeing and identify meaningful actions to improve it.
This course is designed for anyone who wants to build awareness, and take control, of their financial wellbeing. Whether you're just starting out and looking to build solid foundations, or you’re someone who feels it’s time to reset and get your financial health back on track, this course is for you.
What you’ll learn:
Use a framework to understand and assess your own financial wellbeing
Build self-awareness of the influences on your financial wellbeing
Actionable tips to improve your financial wellbeing
Set smart goals to feel more in control of your financial future
Duration: 45 minutes
Learning format: Online, self-paced e-learning
Globally relevant
If you’d like to purchase more than 10 licences for your team, discounted pricing is available. Please contact us for details.
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For individual employees who want to understand their own financial wellbeing and identify meaningful actions to improve it.
-
Use a framework to understand and assess their own financial wellbeing
Build self-awareness of the influences on their financial wellbeing
Actionable tips to improve their financial wellbeing
Set smart goals to feel more in control of their financial future